• Salaried Permanent Employees: Must be a permanent employee with a stable income.
• Minimum Service: At least 2 years of continuous employment.
• Maximum Repayment Period: Up to 84 months (7 years).

• 12.00% p.a.

• Minimum Amount: ₹10,000
• Maximum Amount: ₹30,00,000

• Recent Salary Pay Slip or Income Statement
• Letter of Undertaking: From the employer to the bank..
• No-Objection Certificate: From the employer of the guarantor.
• Letter of Undertaking from Applicant: If the applicant is the Drawing and Disbursing Authority

Salary & third party guarantee (if applicable)

• 0.89% of loan amount

• Employment Status: Salaried permanent employees of State/Central Government, PSUs, Corporations, Private Sector Companies, Reputed Establishments, Professionals, Self-employed individuals, and persons with a regular source of income.
• Minimum Service Requirement: At least 2 years of continuous employment.
• Maximum Repayment Period: Up to 36 months

• 12.75% p.a.

• Minimum Amount: ₹10,000
• Maximum Amount: 18 times of Net Salary for salaried persons and a maximum amount of Rs 2,00,000/- for others.

• Recent Salary Pay Slip or Income Statement
• Letter of Undertaking from Employer to the Bank:
• No-Objection Certificate from Employer of Guarantor:
• Letter of Undertaking from Applicant: If the applicant is the Drawing & Disbursing Authority
• Financial Statements for Business & Self-employed Applicants: Profit and Loss Account and Balance Sheet for the past three years, along with
• Income Tax Returns (ITRs) for the past three years or a notarized income affidavit in lieu of ITRs

Salary & PDCs, ECS & third party guarantee.

• 0.89% of loan amount