| I. AGRICULTURAL (CROP/ PRODUCTION LOANS) | ||
| SL. No | Particulars | Interest Rates |
| a. | Loans up to Rs 3 Lakhs | 7.00% |
| b. | Above Rs 3 Lakhs & upto Rs. 5 Lakhs | 10.25% |
| c. | Above Rs 5 Lakhs & upto Rs. 10 Lakhs | 10.25% |
| d. | Loans above Rs. 10 Lakhs | 11.00% |
| II. ALLIED AGRICULTURAL (Both Cash Credit and Term Loan) | ||
| SL. No | Particulars | Interest Rates |
| a. | Upto Rs 50.000/- | 9.50% |
| b. | Above Rs 50,000/. and upto Rs 2 Lakhs | 10.50% |
| c. | Above Rs 2 Lakhs and upto Rs 5 Lakhs | 11.50% |
| d. | Above Rs 5 Lakhs and upto Rs 10 Lakhs | 12.00% |
| e. | Above Rs 10 Lakhs | 12.00% |
| III. General Credit Card (GCC) & Sworozgar Credit Card (SCC) | ||
| SL. No | Particulars | Interest Rates |
| a. | 9.50% | |
| IV. SME SEGMENTS (BOTH CASH CREDIT & TERM LOAN) | ||
| SL. No | Particulars | Interest Rates |
| a. | Upto Rs 50.000/- | 11.00% |
| b. | Above Rs 50,000/. and upto Rs 2 Lakhs | 11.50% |
| c. | Above Rs 2 Lakhs and upto Rs 5 Lakhs | 12.00% |
| d. | Above Rs 5 Lakhs and upto Rs 10 Lakhs | 12.50% |
| e. | Above Rs 10 Lakhs | 12.50% |
| f. | Pradhan Mantri MUDRA Yojana | 10.00% |
| g. | PM SVA Nidhi | 11.00% |
| V. HOUSING LOAN | ||
| SL. No | Particulars | Interest Rates (% p.a) |
| a. | Tiny Housing Loan (Upto 6.00 Lakhs) | 9.00% |
| b. | SUper Housing Loan | 8.35% |
| c. | Super Housing Loan Plus | 7.98% |
| d. | Super Housing Loan Plus (Land Purchase) | 8.05% |
| VI. EDUCATIONAL LOAN | ||
| SL. No | Particulars | Interest Rates |
| a. | Upto Rs 4 Lakhs | 11.00% |
| b. | Above Rs 4 Lakhs and upto Rs 10 Lakhs | 11.00% |
| c. | Above Rs 10 Lakhs and upto Rs 25 Lakhs | 11.00% |
| d. | Above Rs 25 Lakhs | 13.00% |
| VII. P - SEGMENT | ||
| SL. No | Particulars | Interest Rates |
| a. | Loan for Consumer durable / Computers / Two Wheeler | 13.00% |
| b. | Public Car Loan (CIBIL Score above 850) | 8.50% |
| Public Car Loan (CIBIL Score of 750 upto 849) | 9.00% | |
| Public Car Loan (CIBIL Score of 600 upto 749) | 10.00% | |
| c. | Public Personal (Check - off) | 12.00% |
| Public Personal (Non-Check - off) | 12.75% | |
| d. | Public festival Loan (Check-off & Non-Check-off) | 13.00% |
| e | PMJDY Overdraft | 11.70% |
| VIII. Loans under National Scheduled Tribes Finance and Development Corporation (NSTFDC) | ||
| SL. No | Particulars | Interest Rates |
| a. | Upto Rs. 5 Lakhs | 6.00% |
| b. | Above Rs 5 Lakhs | 8.00% |
| IX. OTHER LOANS | ||
| SL. No | Particulars | Interest Rates |
| a. | Loan against property (LAP) | 9.50% |
| b. | Loan to NGOs for onward lending to SHGs | 10.00% |
| c. | Loan to SHGs under NRLM (upto 3.00 Lakhs) | 7.00% |
| Upto 5.00 Lakhs | 10.00% | |
| More than 5.00 Lakhs | 12.00% | |
| d. | Loan to mortgage loan scheme | 13.00% |
| e. | Loans under Rent Plus | 13.00% |
| f. | Demand loan/OD against Bank's own securities | 1% + FD rate |
| g | Demand Loan/OD against NSC/Surrender value of LIC policy | 14.00% |
| h. | Clean overdraft | 15.50% |
***Service charges mentioned above are inclusive of Service Tax and therefore Service Tax and Education Cess should not be recovered from the party separately
