I. AGRICULTURAL (CROP/ PRODUCTION LOANS)

SL. No Particulars Interest Rates
a. Loans up to Rs 3 Lakhs 7.00 % p.a
b. Above Rs 3 Lakhs & upto Rs. 5 Lakhs 10.25 % p.a.
c. Above Rs 5 Lakhs & upto Rs. 10 Lakhs 10.25 % p.a.
d.  Loans above Rs. 10 Lakhs 11.00 % p.a.

II. ALLIED AGRICULTURAL (Both Cash Credit and Term Loan)

SL. No Particulars Interest Rates
a.

Upto Rs 50.000/- 9.50% p.a.
b.

Above Rs 50,000/. and upto Rs 2 Lakhs 10.50% p.a.
c.

Above Rs 2 Lakhs and upto Rs 5 Lakhs 11.50% p.a.
d. Above Rs 5 Lakhs and upto Rs 10 Lakhs 12.00% p.a.
e. Above Rs 10 Lakhs 12.00% p.a. 

III. General Credit Card (GCC) & Sworozgar Credit Card (SCC)

SL. No Particulars Interest Rates
a.   9.50% p.a.

IV. SME SEGMENTS (BOTH CASH CREDIT & TERM LOAN)

SL. No Particulars Interest Rates
a. Upto Rs 50.000/- 11.00% p.a.
b. Above Rs 50,000/. and upto Rs 2 Lakhs 11.50% p.a.
c. Above Rs 2 Lakhs and upto Rs 5 Lakhs 12.00% p.a.
d. Above Rs 5 Lakhs and upto Rs 10 Lakhs 12.50% p.a.
e. Above Rs 10 Lakhs 12.50% p.a.
f. Pradhan Mantri MUDRA Yojana 10.00% p.a.
g. PM SVA Nidhi 11.00% p.a.

V. HOUSING LOAN

SL. No Particulars Interest Rates (% p.a)
a. Tiny Housing Loan (Upto 6.00 Lakhs) 9.00
b. SUper Housing Loan 8.35
c. Super Housing Loan Plus 7.98
d. Super Housing Loan Plus (Land Purchase) 8.05

VI. EDUCATIONAL LOAN

SL. No Particulars Interest Rates
a. Upto Rs 4 Lakhs 11.00% p.a.
b. Above Rs 4 Lakhs and upto Rs 10 Lakhs 11.00% p.a.
c. Above Rs 10 Lakhs and upto Rs 25 Lakhs 11.00% p.a.
d. Above Rs 25 Lakhs 13.00 % p.a

VII. P - SEGMENT

SL. No Particulars Interest Rates
a. Loan for Consumer durable / Computers / Two Wheeler 13.00% p.a.
b. Public Car Loan (CIBIL Score above 850) 8.50% p.a.
Public Car Loan (CIBIL Score of 750 upto 849) 9.00% p.a.
Public Car Loan (CIBIL Score of 600 upto 749) 9.00% p.a.
c. Public Personal (Check - off) 12.00 % p.a.
Public Personal (Non-Check - off) 12.75 % p.a.
d. Public festival Loan (Check-off & Non-Check-off) 13.00% p.a.
e PMJDY Overdraft 11.70% p.a.

VIII. Loans under National Scheduled Tribes Finance and Development Corporation (NSTFDC)

SL. No Particulars Interest Rates
a. Upto Rs. 5 Lakhs 6.00% p.a.
b. Above Rs 5 Lakhs 8.00% p.a.

IX. OTHER LOANS

SL. No Particulars Interest Rates
a.  Loan against property (LAP) 9.50% p.a.
b. Loan to NGOs for onward lending to SHGs 10.00% p.a.
c. Loan to SHGs under NRLM (upto 3.00 Lakhs) 7.00% p.a.
  Upto 5.00 Lakhs 10.00% p.a.
  More than 5.00 Lakhs 12.00% p.a.
d.  Loan to mortgage loan scheme 13.00% p.a.
e. Loans under Rent Plus 13.00% p.a.
f. Demand loan/OD against Bank's own securities 1%+FD Rate
g Demand Loan/OD against NSC/Surrender value of LIC policy 14.00% p.a.
h. Clean overdraft 15.50% p.a.

Service charges mentioned above are inclusive of Service Tax and therefore Service Tax and Education Cess should not be recovered from the party separately