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Deposits
Savings
Fixed Deposit
Recurring Deposit
Loans & Advances
Personal Loan
Car Loans
Agricultural Loans
Personal Segment
Small & Medium Enterprise(SME)
National Scheduled Tribes Finance and Development Corporation
Individual
SHGs
National Rural Livelihood Mission (NRLM) - AJEEVIKA
Financial Inclusions
About Financial Inclusion
Pradhan Mantri Jan-Dhan Yojana (PMJDY)
Social Security Schemes
Business Correspondent Network
Information
Notice
Interest Rates on Loans & Advances
Performance Highlights & Annual Report
Know Your Customer (KYC) Policy
Know Your Bank Notes
Right to Information (RTI)
Banking Codes and Standards Board of India (BCSBI)
Depositor Education and Awareness Fund (DEAF)
Rural Self Employment Training Institute (RSETI)
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NSTFDC For
Individual
For productive purposes only.
Eligibility
STs with annual family income up to Double the Poverty Line (DPL).
Rural area: DPL income up to Rs 98,000 per family.
Urban area: DPL income up to Rs 120,000 per family.
Interest Rate
For loans up to Rs 5 lakh: 6.00% p.a.
For loans above Rs 5 lakh and up to Rs 10 lakh: 8.00% p.a.
Limit
Type I: Up to Rs 5 lakh.
Type II: Above Rs 5 lakh and up to Rs 10 lakh
Maximum repayment period: 5 years.
Pre-Requisites
ST Certificates.
Family income certificate (affidavit/self-declaration).
Security
Nil
Charges & Other Norms
Nil
USEFUL LINKS
RESERVE BANK OF INDIA
NABARD
INDIAN BANKS ASSOCIATION
BANKING CODES & STANDARDS BOARD OF INDIA
DEPOSIT INSURANCE AND CREDIT GUARANTEE CORPORATION
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*Disclaimer:- The figures provided are for reference only. For accurate figures please visit your nearest branch.
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