This scheme provides hassle free finance to borrowers in trade and service sector who are willing to furnish mortgage of property of adequate value, for acquiring fixed assets needed for business purposes and/or for build-up of inventory/current assets.


Minimum 21 years ; Maximum: 65 years


  • Existing customers;
  • New connections including takeovers;
  • First generation entrepreneurs as well as promoters of existing units for the purpose of setting up new unit. The following categories of borrowers will be covered:
    1. Small business enterprises,
    2. Retail traders/wholesale,
    3. Professional and Self-employed traders,
    4. Commission Agents.

Quantum of Loan

  • Minimum - Rs 1 lac
  • Maximum - Rs 5 crores


50% of the realizable value of the property

Interest Rate 

Interest will be charged at prevailing rate on daily reducing balance at monthly rest.

Useful Links

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