I. AGRICULTURAL (CROP/ PRODUCTION LOANS)    
SL. No Particulars Interest Rates
a. Loans up to Rs 3 Lakhs 7.00%
b. Above Rs 3 Lakhs & upto Rs. 5 Lakhs 10.25%
c. Above Rs 5 Lakhs & upto Rs. 10 Lakhs 10.25%
d.  Loans above Rs. 10 Lakhs 11.00%
II. ALLIED AGRICULTURAL (Both Cash Credit and Term Loan)    
SL. No Particulars Interest Rates
a. Upto Rs 50.000/- 9.50%
b. Above Rs 50,000/. and upto Rs 2 Lakhs 10.50%
c. Above Rs 2 Lakhs and upto Rs 5 Lakhs 11.50%
d. Above Rs 5 Lakhs and upto Rs 10 Lakhs 12.00%
e. Above Rs 10 Lakhs 12.00%
III. General Credit Card (GCC) & Sworozgar Credit Card (SCC)    
SL. No Particulars Interest Rates
a.   9.50%
IV. SME SEGMENTS (BOTH CASH CREDIT & TERM LOAN)    
SL. No Particulars Interest Rates
a. Upto Rs 50.000/- 11.00%
b. Above Rs 50,000/. and upto Rs 2 Lakhs 11.50%
c. Above Rs 2 Lakhs and upto Rs 5 Lakhs 12.00%
d. Above Rs 5 Lakhs and upto Rs 10 Lakhs 12.50%
e. Above Rs 10 Lakhs 12.50%
f. Pradhan Mantri MUDRA Yojana 10.00%
g. PM SVA Nidhi 11.00%
V. HOUSING LOAN    
SL. No Particulars Interest Rates (% p.a)
a. Tiny Housing Loan (Upto 6.00 Lakhs) 9.00%
b. SUper Housing Loan 8.35%
c. Super Housing Loan Plus 7.98%
d. Super Housing Loan Plus (Land Purchase) 8.05%
VI. EDUCATIONAL LOAN    
SL. No Particulars Interest Rates
a. Upto Rs 4 Lakhs 11.00%
b. Above Rs 4 Lakhs and upto Rs 10 Lakhs 11.00%
c. Above Rs 10 Lakhs and upto Rs 25 Lakhs 11.00%
d. Above Rs 25 Lakhs 13.00%
VII. P - SEGMENT    
SL. No Particulars Interest Rates
a. Loan for Consumer durable / Computers / Two Wheeler 13.00%
b. Public Car Loan (CIBIL Score above 850) 8.50%
  Public Car Loan (CIBIL Score of 750 upto 849) 9.00%
  Public Car Loan (CIBIL Score of 600 upto 749) 10.00%
c. Public Personal (Check - off) 12.00%
  Public Personal (Non-Check - off) 12.75%
d. Public festival Loan (Check-off & Non-Check-off) 13.00%
e PMJDY Overdraft 11.70%
VIII. Loans under National Scheduled Tribes Finance and Development Corporation (NSTFDC)    
SL. No Particulars Interest Rates
a. Upto Rs. 5 Lakhs 6.00%
b. Above Rs 5 Lakhs 8.00%
IX. OTHER LOANS    
SL. No Particulars Interest Rates
a.  Loan against property (LAP) 9.50%
b. Loan to NGOs for onward lending to SHGs 10.00%
c. Loan to SHGs under NRLM (upto 3.00 Lakhs) 7.00%
  Upto 5.00 Lakhs 10.00%
  More than 5.00 Lakhs 12.00%
d.  Loan to mortgage loan scheme 13.00%
e. Loans under Rent Plus 13.00%
f. Demand loan/OD against Bank's own securities 1% + FD rate
g Demand Loan/OD against NSC/Surrender value of LIC policy 14.00%
h. Clean overdraft 15.50%

                                 ***Service charges mentioned above are inclusive of Service Tax and therefore Service Tax and Education Cess should not be recovered from the party separately