Cultivation of Plantation and Horticulture crops, Plough Bullocks, Minor Irrigation, Land Development etc.
Individuals (singly or jointly), Farmers, Agricultural labourers, Self-Help Groups (SHGs) and Joint Liability Groups (JLGs).
This scheme aims at providing adequate and timely assistance to the businessman/ artisans to meet their credit requirements both for investments as well as for working capital in a flexible manner and at reasonable rate of interest.
The facility will be extended by way of a rev...
NRLM is a flagship programme of GOI for promoting poverty reduction through building strong institutions of the poor, particularly women and enabling them to access a range of financial & livelihood services. The scheme was launched w.e.f. April 1, 2013 by restructuring & replacing SGSY.
(Loan to Farmers Indebted to Money Lenders)
To provide relief and remove debt burden of identified, actually distresses farmers who are under heavy burden of debt from non-institutional source (i.e. money lenders) by providing them loan for debt redemption. This is a loan given...
To generate employment opportunities in rural as well as urban areas through setting up of self-employment ventures;
To provide continuance & sustainable employment to a large segment of traditional and prospective artisans and unemployed youth, so as to help arrest migra...
Loan granted by the Bank to the SHGs for income generation activities, social needs like housing, education, marriage, etc. and debt swapping etc.
Business Facilitators, NGOs, Farmers Clubs, Farmers Associations, Panchayat Raj Institutio...
To meet any kind of credit requirements of SSI units, tiny units, village industries, retail traders, professionals & self-employed
Minimum 21 years ; Maximum: 65 years
Customers of the following segments with a satisfactory track ...
Loans under the Bank’s Home Loan Scheme may be granted to individuals to enable them to:
Purchase a plot of land and construction of house thereat
Only purchase of land
Purchase /construct a new house
Purchase an existing (old) house /or extend an existing house
For Individual Applicant
Eligible Criteria: STs with annual family income up to Double the Poverty Line
Rural area: DPL income up to Rs 98000/family
Urban area: DPL income up to Rs 120000/family
Purpose: For productive purposes only
Type of Loan: Term loan only
For loan upto Rs...
Credit support to Poorest of the poor and to bring them above Poverty Line
Individuals whose annual family income does not exceed Rs 30,000/- in Rural areas & Rs 60,000 in urban & semi-urban areas.
Individual whose land holding does not excee...
Term deposits, also known as time deposits, are investment deposits made for a predetermined period of time, ranging from a few months to several years. The depositor receives a predetermined rate of interest on the term deposit over the specified time period. Funds deposited for longer time periods...
To provide hassle-free credit to customers from rural and semi-rural centres based on their cash flow without insistence on security, purpose and end-use of the credit. This is in nature of overdraft with no end-use stipulations.
Minimum 21 years...